You may don’t have any intention to move to another place or at least not in the near future. But, who knows! You never know when life throws you a curve! You may have found a new job that requires you to move halfway across the country within a week or two. Or, a sudden change of circumstance may force you to change your current apartment when it’s just a week or two before your lease is up. Read More →
The housing price hike across the country was 6% on an average last year. However, the price hike is likely to remain between 3% and 5% in 2017. With a low inventory and rise of interest rates at the end of 2016, it’s almost certain that the housing stock will grow bigger this year.
So, if you have been planning to sell your home in 2017, it’s the best time to get cracking. Besides, starting early by listing your home at the beginning of the year will give you some advantages. Here are four of them: Read More →
Refinancing is one effective way if you want to pay off your mortgage early. However, like every method, it has its perks and drawbacks. If you have decided to refinance your mortgage, you should know what you are signing up for.
Refinancing gives the homeowners an opportunity to restructure their finances. But, you have to consider some factors to figure out whether or not a mortgage refinance right for you. Peruse these few considerations before applying for a home refinance: Read More →
House flipping is going to be tougher because the Feds have hiked up the interest rate, rising house prices, and a tight inventory. Besides, the popularity of reality TV shows such as Flip This House, Flip or Flop, or Rehab Addict have encouraged more and more people to jump into this business of buying homes, renovating them, and then selling for a profit. So, competition these days are tougher too than it’s ever been. Read More →
It’s particularly difficult to negotiate a lower rent in a booming rental market. In fact, landlords these days don’t want to lower the rent even if you are willing to sign a long-term lease. In most cases, the renters have to rent the apartment or sign a new contract at the amount fixed by the owner.
However, fret not! Sharp tenants always find some ways to take a negotiation in their favor. Check out the following ways to know how to gain the upper hand while negotiating rent with your landlord: Read More →
An obligation to a financial commitment is stressful. Even if you are financially solvent and have no problem in paying your loans and mortgages, every homeowner is familiar about the mental strain the monthly mortgage payment can inflict on them.
The mortgage term is fixed and it can be short-term or as long as 30 years. The term is usually fixed during the approval of the loan, but you can still speed up the process to see yourself mortgage-free before the due time. Read More →
Renting an apartment does not involve the hassles and tremendous prep work involved in buying a house. However, it does not also mean that you’ll just shift into the first apartment where the landlord offers you cheap rent.
Choosing a rental apartment requires you not only to consider the monthly rent but also to consider the whole picture such as the neighborhood, median rent prices, proximity to workplace, etc. Read More →
You can legally purchase a home without buying insurance. However, if you’re going to apply for a mortgage, your lender will likely require you to buy an insurance policy as a way to safeguard its investment.
Buying home insurance for the first time can be overwhelming because you can choose from a wide variety of options. So, knowing some basic information on the coverage and other facts can help removing much of your confusion. Read More →