home repair

Home Repairs that are the Tenant’s Responsibility

The life as a tenant gives you more freedom – the freedom from the numerous responsibilities of homeownership. One of these duties is the repairs and maintenance of the rented house or apartment. All the renters love that they just need to call the landlord in case of a dysfunctional heating system or a leaked plumbing line. Read More →

rental laws

The Rental Laws That You Must Know

Many tenants think that studying the lease is enough to know about the rights and responsibilities. Well, not exactly! There are numerous state rental laws, but you don’t have to know every single one. These basics will help you understand what you should expect as a renter. Read More →

homebuying competitive market

How to Buy a Home in the Current Economic Situation?

The economy of the United States has recovered from the Great Recession. However, the real estate market has become a tough place for the home buyers to survive. The prices of the properties have soared and buying a home does not seem to be a viable option anymore for millions of Americans. How can a buyer achieve homeownership these days where there are so many hurdles? Read More →

down payment

5 Slightly Unusual Ways to Gather Money for Down Payment

Saving and collecting money for down payment takes the true test of our money management skills. It is probably the biggest single cash expenditure that most of us will make in our life. So, it’s obvious that amassing the total down payment is a burden for many would-be homebuyers. Read More →

housing market trends

The Ongoing Trends in the U.S. Housing Market

The housing market has been changed a lot than what it was used to be a few decades earlier. It has become fast-paced and the processes of buying and selling a home have become more complicated. The buyers and renters are suffering because of the price hike and the sellers are also facing their own problems. So, what are the current trends that are driving today’s housing market in the United States? Zillow Group has published a Consumer Housing Trends Report 2017 covering the challenges faced by all the parties. Read More →

homebuyers mistakes

7 Mistakes First-Time Homebuyers Should Not Make

What if you have paid too much for something and later realized that it was a mistake? It definitely will be a huge financial hit. Similarly, a home purchase can be a financial regret for the first-time homebuyers if done wrong. It’s a complex process and making one of these mistakes can cost you big time: Read More →

Home Equity Line of Credit

The Unique Benefits You Could Draw from a Home Equity Line of Credit

The home equity refers to the difference between the real value of the property and the amount you, as the homeowner, owe your mortgage lender. A home equity line of credit (HELOC) determines how much you can borrow against the equity of your house. You can use that money either to pay the debt or make unconditional purchases. Read More →


How to Rent a Unit after a Financial Crisis

A bankruptcy or foreclosure doesn’t legally bar you from renting an apartment. However, the landlord might not be interested in a renter who had undergone a financial crisis. So, you need to be strategic to convince him. Follow these suggestions to increase your chance of renting a home after a financial setback: Read More →

reverse mortgage

Knowing the Reverse Mortgage Ins and Outs

A reverse mortgage can ensure a steady income stream for the retirees by using their biggest asset, their home. An elderly homeowner can use this mortgage to borrow against the home’s equity without losing the ownership of the house. Read More →

cost deduction

The Expenses You Can Deduct as a First-Time Homebuyer

Homeownership comes with huge responsibilities, which may seem overwhelming if you are playing the homeowner’s role for the first time. It’s financially taxing too as you need to pay the mortgage, insurance, and taxes. However, doing some research will help you understand that it’s possible to cut expenses in these areas and take the advantage of many programs and incentives. Read More →